Decimals & money
Place value, decimal arithmetic, money calculations, common rounding mistakes.
Money questions are decimal questions in disguise — £3.65 is just 3.65. If you can move digits confidently when multiplying and dividing by 10, 100 and 1,000, this whole topic opens up.
Conversions to know by heart
- One half
- 1/2 = 0.5 = 50%
- One quarter
- 1/4 = 0.25 = 25%
- Three quarters
- 3/4 = 0.75 = 75%
- One fifth
- 1/5 = 0.2 = 20%
- One eighth
- 1/8 = 0.125 = 12.5%
- One tenth
- 1/10 = 0.1 = 10%
Times or divide by 10, 100, 1,000 — slide the digits
Step 1 · ×10
3.27 → 32.7
Step 2 · ×100
3.27 → 327
Step 3 · ÷100
327 → 3.27
Remember it like this
“A fraction, a decimal and a percentage are the same amount in three different outfits.”
3/4, 0.75 and 75% all mean exactly the same thing.
⚠ Watch out
0.7 × 0.6 is 0.42, not 4.2. Count the decimal places: one place in 0.7 plus one place in 0.6 means TWO places in the answer. Multiplying decimals makes numbers smaller, not bigger.
Working out change
You pay for a £3.65 comic with a £10 note. How much change do you get?
- Count up from £3.65 to £4.00: that is 35p
- Count up from £4.00 to £10.00: that is £6
- Add the two jumps: £6 + 35p
£6.35
✏ Your turn
What is 0.3 × 0.2?
Show the answerHide the answer
- Multiply the digits: 3 × 2 = 6
- Count decimal places: one in 0.3 + one in 0.2 = two places in the answer
0.06
For parents — the full topic guide
Fractions, Decimals & Percentages — 11+ Topic Guide
Part of the GrammarMock topic guides. Read with your child, then drill with the Fractions mini-tests.
Why this topic decides marks
Roughly a quarter of GL maths questions involve fractions, decimals or percentages in some form — either directly ("what is 5/6 of 144?") or hidden inside word problems ("a coat is reduced by 20%..."). It's also the topic Year 5 children most commonly lose marks on, because school coverage varies and the three formats (fraction, decimal, percentage) are really one idea wearing three outfits.
The one idea
A fraction, a decimal and a percentage are three ways to write the same thing:
3/4 = 0.75 = 75%
If your child can move fluently between the three forms, most questions become easy. If they can't, every question is a fresh struggle. So the first two weeks of practice should be conversion drills, not word problems.
Conversions your child should know by heart:
| Fraction | Decimal | Percentage |
|---|---|---|
| 1/2 | 0.5 | 50% |
| 1/4 | 0.25 | 25% |
| 3/4 | 0.75 | 75% |
| 1/5 | 0.2 | 20% |
| 1/8 | 0.125 | 12.5% |
| 1/3 | 0.333... | 33⅓% |
| 1/10 | 0.1 | 10% |
The four question types GL asks
1. Fraction of an amount
"What is 5/8 of 96?"
Method: divide by the bottom, multiply by the top. 96 ÷ 8 = 12, then 12 × 5 = 60.
2. Adding/subtracting fractions
"What is 5/6 − 1/4?"
Method: common denominator first, always. 5/6 = 10/12, 1/4 = 3/12, so 10/12 − 3/12 = 7/12. The exam's wrong-answer options are built from the classic mistake of subtracting tops and bottoms separately (5−1)/(6−4) = 4/2 — teach your child to laugh at that trap.
3. Percentage of an amount
"What is 35% of 240?"
Method: build from 10%. 10% of 240 = 24. So 30% = 72, and 5% = 12. Total 84. The 10% building-block method beats formal multiplication for exam speed every time.
4. Percentage change (the hard one)
"A £60 jacket is reduced to £45. What percentage discount is that?"
Method: change ÷ original × 100. Saving is £15. 15/60 = 1/4 = 25%. The trap: dividing by the NEW price instead of the original. This single error accounts for a big share of lost marks on this question type.
The reverse version is harder still: "After a 30% discount, a coat costs £24.50. What was the original price?" Here £24.50 is 70% of the original, so original = 24.50 ÷ 0.7 = £35. Children want to add 30% back on (£24.50 × 1.3 = £31.85 — wrong). Practise until the "divide by what's left" instinct is automatic.
Common mistakes to drill out
- Adding denominators (1/4 + 1/4 = 2/8 ✗). It's 2/4 = 1/2.
- Percentage of wrong base (discount as % of the sale price rather than original).
- Decimal place slips in ×/÷ by 10, 100 (0.7 × 0.6 = 4.2 ✗; it's 0.42 — count decimal places).
- Not simplifying (12/16 left as-is when the answer options show 3/4).
Two-week practice plan
- Days 1-4: conversion drills, 10 a day (make flashcards from the table above)
- Days 5-8: fraction-of-amount and percentage-of-amount, 8 questions a day
- Days 9-11: adding/subtracting fractions with different denominators
- Days 12-14: percentage change and reverse percentage word problems
Then take the Fractions mini-test on GrammarMock. 12+/15 = move on. Below that, repeat days 9-14.
Ready to practise this topic?
Try a full paper — questions on decimals & money show up in most 11+ maths and VR papers.